The true cost of mountain living: Denver vs. Colorado ski towns
Ski-in, ski-out is the dream. But moving 9,000 feet up introduces a mountain markup that affects every line item in your monthly budget.
Read article →PeakCalc Blog
Colorado insurance, wildfire risk, and home affordability insights — written for homeowners, renters, and anyone trying to make sense of Colorado's market.
Are you underinsured? The growing gap between Colorado home values and rebuild costs
Market value is what someone will pay for your home. Rebuild cost is what a contractor will charge to rebuild it. In Colorado, that difference is catching thousands of homeowners off guard.
Read article →Got a non-renewal notice from your Colorado insurance company? Here's what actually happens next
What to do when your homeowners insurance isn't renewed — your rights under HB25-1182, the FAIR Plan option, and the steps that give you the best chance of finding new coverage.
Read article →HB25-1182 explained: your new rights as a Colorado homeowner
Starting July 1, 2026, Colorado homeowners gained new legal rights when dealing with insurers — including the right to see your risk score, require mitigation credits, and formally appeal non-renewals.
Read article →How to create defensible space and lower your Colorado insurance premium
Exactly how to create defensible space around your Colorado home — zone by zone, cost by cost — and how it affects your insurance premium.
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