Colorado insurance, wildfire risk, and home affordability insights — written for homeowners, renters, and anyone trying to make sense of Colorado's market.
What to do when your homeowners insurance isn't renewed — your rights under HB25-1182, the FAIR Plan option, and the steps that give you the best chance of finding new coverage.
Read article →Starting July 1, 2026, Colorado homeowners gained new legal rights when dealing with insurers — including the right to see your risk score, require mitigation credits, and formally appeal non-renewals.
Read article →Exactly how to create defensible space around your Colorado home — zone by zone, cost by cost — and how it affects your insurance premium.
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